Privacy Policy

Last Updated on July 2024

Privacy Policy

Protecting your private information is our priority. This Statement of Privacy applies to, and The Carballo Agency and governs data collection and usage. For the

purposes of this Privacy Policy, unless otherwise noted, all references to The Carballo Agency

include The The Carballo Agency website is a Life and Health Insurance

site. By using the The Carballo Agency website, you consent to the data practices described in this


Collection of your Personal Information

We do not collect any personal information about you unless you voluntarily provide it to us.

However, you may be required to provide certain personal information to us when you elect to use

certain products or services. These may include: (a) registering for an account; (b) entering a

sweepstakes or contest sponsored by us or one of our partners; (c) signing up for special offers

from selected third parties; (d) sending us an email message; (e) submitting your credit card or

other payment information when ordering and purchasing products and services. To wit, we will

use your information for, but not limited to, communicating with you in relation to services and/or

products you have requested from us. We also may gather additional personal or non-personal

information in the future.

Sharing Information with Third Parties

The Carballo Agency does not sell, rent or lease its customer lists to third parties.

The Carballo Agency may share data with trusted partners to help perform statistical analysis, send

you email or postal mail, provide customer support, or arrange for deliveries. All such third parties

are prohibited from using your personal information except to provide these services to The

Carballo Agency, and they are required to maintain the confidentiality of your information.

The Carballo Agency may disclose your personal information, without notice, if required to do so

by law or in the good faith belief that such action is necessary to: (a) conform to the edicts of the

law or comply with legal process served on The Carballo Agency or the site; (b) protect and

defend the rights or property of The Carballo Agency; and/or (c) act under exigent circumstances

to protect the personal safety of users of The Carballo Agency, or the public.

Tracking User Behavior

The Carballo Agency may keep track of the websites and pages our users visit within The

Carballo Agency, in order to determine what The Carballo Agency services are the most popular.

This data is used to deliver customized content and advertising within The Carballo Agency to

customers whose behavior indicates that they are interested in a particular subject area.

Automatically Collected Information

Information about your computer hardware and software may be automatically collected by The

Carballo Agency. This information can include: your IP address, browser type, domain names,

access times and referring website addresses. This information is used for the operation of the

This is a document.

service, to maintain quality of the service, and to provide general statistics regarding use of the The

Carballo Agency website.

Right to Deletion

Subject to certain exceptions set out below, on receipt of a verifiable request from you, we will:

Please note that we may not be able to comply with requests to delete your personal information if

it is necessary to:

Children Under Thirteen

The Carballo Agency does not knowingly collect personally identifiable information from children

under the age of thirteen. If you are under the age of thirteen, you must ask your parent or guardian

for permission to use this website.

E-mail Communications

From time to time, The Carballo Agency may contact you via email for the purpose of providing

announcements, promotional offers, alerts, confirmations, surveys, and/or other general


Changes to this Statement

The Carballo Agency reserves the right to change this Privacy Policy from time to time. We will

notify you about significant changes in the way we treat personal information by sending a notice to

• Delete your personal information from our records; and

• Direct any service providers to delete your personal information from their records.

• Complete the transaction for which the personal information was collected, fulfill the

terms of a written warranty or product recall conducted in accordance with federal

law, provide a good or service requested by you, or reasonably anticipated within the

context of our ongoing business relationship with you, or otherwise perform a contract

between you and us;

• Detect security incidents, protect against malicious, deceptive, fraudulent, or illegal

activity; or prosecute those responsible for that activity;

• Debug to identify and repair errors that impair existing intended functionality;

• Exercise free speech, ensure the right of another consumer to exercise his or her right

of free speech, or exercise another right provided for by law;

• Comply with the California Electronic Communications Privacy Act;

• Engage in public or peer-reviewed scientific, historical, or statistical research in the

public interest that adheres to all other applicable ethics and privacy laws, when our

deletion of the information is likely to render impossible or seriously impair the

achievement of such research, provided we have obtained your informed consent;

• Enable solely internal uses that are reasonably aligned with your expectations based on

your relationship with us;

• Comply with an existing legal obligation; or

• Otherwise use your personal information, internally, in a lawful manner that is

compatible with the context in which you provided the information.

This is a document.

the primary email address specified in your account, by placing a prominent notice on our website,

and/or by updating any privacy information. Your continued use of the website and/or Services

available after such modifications will constitute your: (a) acknowledgment of the modified Privacy

Policy; and (b) agreement to abide and be bound by that Policy.

Contact Information

The Carballo Agency welcomes your questions or comments regarding this Statement of Privacy.

If you believe that The Carballo Agency has not adhered to this Statement, please contact The

Carballo Agency at:

The Carballo Agency

4077 Peninsula Dr

Carlsbad, California 92010

Email Address:

Telephone number:


Effective as of December 14, 2021

Copyright 2024 - The Carballo Agency - All Rights Reserved